5.0 completed on October 21, 2019

Reviewed by Poonam P. for Lyle Morgan at Elk Grove

Eureka, CA
Lyle took great care to get our loan secured quickly and at a fantastic rate. His attention to detail at each step of the process allowed for a very smooth closing. We will use Lyle Morgan again and we will be referring him to our friends and family for years to come. :)

5.0 completed on October 15, 2019

Reviewed by Gillian K. for Lyle Morgan at Elk Grove

Citrus Heights, CA
Lyle was wonderful about answering all of our questions promptly and thoroughly, even when I know he had to repeat himself a few times. He was also really good about finding the right loan product that would meet our needs so we could stay within our monthly budget. He is really knowledgeable and exceptional at what he does! Thanks to Lyle, we now have our very own home. He will always be a big part of making this happen for us! Thank you, Lyle!

5.0 completed on October 4, 2019

Reviewed by Ryan L. for Lyle Morgan at Elk Grove

Sacramento, CA
Lyle is the best. He made this process so easy for us. He explained everything and even went out of his way to help us. I don't know how we would have gotten through this process without him.

5.0 completed on October 4, 2019

Reviewed by Kelly L. for Lyle Morgan at Elk Grove

Sacramento, CA
Lyle helped us tremendously at every step in the home buying process. Went above and beyond our expectations, made the process quick and easy to understand while answering any and all of our questions.

5.0 completed on August 20, 2019

Reviewed by Jimmy D. for Lyle Morgan at Elk Grove

West Sacramento, CA
Lyle is extremely knowledgeable, friendly and efficient. He is on top and ahead of the game. Lyle was awesome to work with!

5.0 completed on July 27, 2019

Reviewed by Candy B. for Lyle Morgan at Elk Grove

Sacramento, CA
Consistent professional informative Knowledgeable.I was a first time buyer Mr Morgan made me feel comfortable through out the process was always available to answer questions.It mattered to him for ne to understand everything and not just rush through the process.

5.0 completed on July 17, 2019

Reviewed by Mary A. for Lyle Morgan at Elk Grove

Sacramento, CA
Lyle was amazing to work with. He was patient and explained every step of the process of buying my first home. He accommodated my schedule and even met with me on weekends to sign documents.

5.0 completed on July 9, 2019

Reviewed by Candy G. for Lyle Morgan at Elk Grove

Sacramento, CA
We are so grateful to have worked with Lyle for as first-time home buyers. Buying a house can be a daunting process, but we felt like we were in good hands working with Lyle. From the first time we contacted him, he was so responsive, knowledgable and accessible. Every part of this process went much more smoothly because we were provided so much guidance and support from Lyle. He is on it! I'm eager to recommend him to anyone looking for a skilled and capable lender!

5.0 completed on June 25, 2019

Reviewed by Lance M. for Lyle Morgan at Elk Grove

Yuba City, CA
Lyle was extremely informative and helpful in answering our many questions about our loan process. He was quick and accurate throughout our entire transaction. Top notch lender!

5.0 completed on June 20, 2019

Reviewed by Markton R. for Lyle Morgan at Elk Grove

Sacramento, CA
Lyle provided great service that was above and beyond our expectations. His advice empowered us a buyers; he help us move quickly up the learning curve. Thanks a million, Lyle!

5.0 completed on May 26, 2019

Reviewed by Valerie W. for Lyle Morgan at Elk Grove

Roseville, CA
Lyle was very informative and broke down everything for me to understand it thoroughly.

5.0 completed on April 8, 2019

Reviewed by Christopher D. for Lyle Morgan at Elk Grove

Sacramento, CA
Lyle was very patient and helpful in educating my wife and I on our first home purchase. He helped advise us on how to prepare when we began communicating with him over a year before we purchased the home. He helped us get a great rate too!

5.0 completed on April 8, 2019

Reviewed by Chandra D. for Lyle Morgan at Elk Grove

Sacramento, CA
Whenever I had questions (which was a lot), he quickly got back to me and patiently explained the whole process. I really appreciate those explanations, particularly when it came to signing documents. He also seemed to genuinely care that we got what was best for us and not just the best for the lender to make money.

4.8 completed on January 30, 2019

Reviewed by Kristopher W. for Lyle Morgan at Elk Grove

Orangevale, CA
Level of personal concern is amazing. It's not very often in today's world that you get the genuine feeling that someone is looking out for your best interest and not just in it for a buck. I appreciated all the advice and explanations in the process. I have referred Lyle in the past and will continue to do so for anyone that mentions home buying or refinancing.

5.0 completed on January 14, 2019

Reviewed by Andrew M. for Lyle Morgan at Elk Grove

Orangevale, CA
Lyle took the time to teach us all we needed to know about the mortgage process. This was very valuable as first-time homebuyers.

5.0 completed on January 13, 2019

Reviewed by John T. for Lyle Morgan at Elk Grove

Sacramento, CA
Very easy to deal with.

5.0 completed on January 13, 2019

Reviewed by Diana T. for Lyle Morgan at Elk Grove

Sacramento, CA
He worked with our schedule and answered all of our questions timely. He even arranged to come to our house on a Saturday to do the signing since our schedule made it difficult to do it another time.

5.0 completed on January 10, 2019

Reviewed by Joshua Y. for Lyle Morgan at Elk Grove

Sacramento, CA
This was my first experience with purchasing a house. He made it very pleasant and help me threw out the whole process. He was there every step of the way and answer every question I had. I would have to reiterate that he really went out of his way to make sure that I understood the process and was comfortable. I highly value his help.

Frank Salazar
Oxnard, CA

Golden Empire Mortgage has been my home for almost two decades. As a branch manager I have direct access to company executives who provide the counsel and support needed to run, not only a successful branch, but be able to achieve top accolades and industry recognition. Consistently we have been able to be a top loan closing branch excelling with both A-paper transactions as well as difficult to close deals. GEM’s people are the best, allowing us for o easily recruit and maintain a top team of lending and support staff, keeping us on the cutting edge of product, technology and service. We are leaders in the industry because of the GEM culture. I am proud to be with Golden Empire Mortgage and I am here to stay!


Manuel Corral
Pomona, CA
January 19, 2018

I have been in the mortgage industry since 1979 and have consistently been at the top of mortgage originators across the country. One of the things that is required to maintain lending excellence is the company that I work for. Golden Empire Mortgage has been the foundation of my lending business for over 20 years.

GEM has the management team, marketing and technical support, and people that have allowed me to build a team that shines above all others. Without the backbone of a company like GEM I would not have been able to achieve multiple years of recognition from national mortgage associations of all kinds.

GEM has allowed me to excel to the top of my game closing over 5000 loans for over $1 Billion Dollars in lending volume. GEM has been, is, and will always be my home. If you are looking for a company to hang your license that will allow you to build a lending empire look no further. And as a consumer turn to GEM for all of your lending needs.


Terry Bleecker
Santa Clara, CA

GEM is the BEST mortgage company on the planet! I chose Golden Empire Mortgage because it is a company that is competitive, caring, technological and innovative. GEM is a company that always has its heart in the right place to help the loan officer provide the best mortgage experience for its clients and customers! In our industry, it is not uncommon for loan officers to switch companies to try and better themselves! Although many mortgage professionals choose to move from company to company, I will always maintain deep roots at GEM. GEM is my family!

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Golden Empire Mortgage, Inc. ("GEM") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:

Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.

Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.

Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.

Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants

Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions.

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